Factors Determining Access to Credit Facilities for Farmers in Cherangany Constituency in Trans-Nzoia County

Inhaltsverzeichnis (Table of Contents)

• CHAPTER 1: INTRODUCTION
• 1.1 Background of the Study
• 1.1.1 Credit Facilities for Farmers
• 1.1.2 Factors Determining Access to Credit
• 1.1.3 Relationship Between Credit and Determinants of Access to Credit
• 1.2 Research Problem
• 1.3 Objective of the Study
• 1.4 Value of the Study
• CHAPTER 2: LITERATURE REVIEW
• 2.1 Introduction
• 2.2 Theoretical Review
• 2.2.1 Demand and Supply Theory
• 2.2.2 The Pecking Order Theory
• 2.2.3 Signaling Theory
• 2.3 Empirical Studies

Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)

This research project aims to identify the factors determining access to credit facilities for farmers in the Cherangany Constituency of Trans-Nzoia County in Kenya. The study seeks to understand the relationship between these factors and the availability of credit, ultimately aiming to provide recommendations for improving access to credit for farmers in the region. Key themes explored in the study include: * The impact of credit facilities on agricultural productivity and poverty alleviation. * The challenges faced by farmers in accessing credit, particularly in rural areas. * The role of financial institutions in addressing the constraints imposed by inadequate access to financial services. * The influence of collateral, basic loan requirements, and interest rates on loan accessibility for farmers.

Zusammenfassung der Kapitel (Chapter Summaries)

Chapter 1: Introduction

This chapter sets the context for the study by providing background information on credit facilities for farmers and the factors influencing their access to credit. It highlights the significance of addressing the constraints posed by inadequate credit facilities in rural areas. The research problem, objectives, and the value of the study are also outlined in this chapter.

Chapter 2: Literature Review

This chapter examines the theoretical and empirical research related to the study's objectives. It explores various theories that explain the demand and supply of credit, such as the Demand and Supply Theory, the Pecking Order Theory, and the Signaling Theory. The chapter also reviews existing research findings on the challenges faced by farmers in accessing credit across different parts of the globe.

Schlüsselwörter (Keywords)

The primary keywords and focus topics of the study revolve around the challenges faced by farmers in accessing credit facilities, the factors influencing accessibility, and the role of financial institutions in addressing these challenges. Key concepts include agricultural productivity, poverty alleviation, financial constraints, collateral, loan requirements, interest rates, and the development of tailored financial products for farmers.