Microfinance as a driving force for socio-economic development in emerging economies. Measuring its effectiveness in North India

Inhaltsverzeichnis (Table of Contents)

• Chapter 1: Introduction
• 1.1 Definition of microfinance
• 1.2 Why India
• 1.3 Why North India
• 1.4 Microfinance delivery models in North India
• 1.5 Aims and Objectives of the research
• 1.6 Summary
• Chapter 2: Literature Review
• 2.1 Introduction
• 2.2 Micro Finance Loans and their uses
• 2.3 International Evidence
• 2.4 Indian Evidence
• 2.5 Scope of Research and Possible Contribution
• 2.6 Some Possible Research Hypothesis
• Chapter 3: Methodology
• 3.1 Research Philosophy and Approach
• 3.2 Research Strategy
• 3.3 Data
• 3.4 Methods of data analysis
• 3.5 Limitations
• Chapter 4: Findings and Analysis
• 4.1 Analysis of the whole sample
• 4.2 Analysis of the sample of non-microfinance respondents
• 4.3 Analysis of the sample of microfinance recipients
• 4.3.1 Chi-Square Test with cross-tabulation
• 4.3.2 Independent- Samples T-Test
• 4.3.3 Binary Logistic Regression

Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)

This research aims to evaluate the effectiveness of microfinance in promoting socio-economic development in Northern India. This objective is achieved through the use of statistical analysis and the examination of primary and secondary data. The study analyzes data from a survey of 100 respondents living below the poverty line in Lucknow and surrounding areas. The analysis includes chi-square tests, independent sample t-tests, and binary logistic regressions.

• The effectiveness of microfinance in socio-economic development in Northern India
• The impact of microfinance on poverty reduction and gender equality
• The challenges faced by microfinance recipients in accessing and repaying micro loans
• The outreach of microfinance in North India
• The factors influencing microfinance loan applications

Zusammenfassung der Kapitel (Chapter Summaries)

Chapter 1: Introduction introduces the concept of microfinance and the rationale behind focusing on Northern India. It outlines the microfinance delivery models prevalent in the region and defines the research's aims and objectives.

Chapter 2: Literature Review provides an overview of existing research on microfinance loans and their impact, examining both international and Indian evidence. It also discusses the scope of the research and potential contributions.

Chapter 3: Methodology outlines the research philosophy and approach, detailing the research strategy, data collection methods, and data analysis techniques. It also addresses potential limitations of the study.

Chapter 4: Findings and Analysis presents the analysis of the survey data. It examines the characteristics of the overall sample, focusing on the experiences of both non-microfinance respondents and microfinance recipients. The analysis utilizes chi-square tests, independent sample t-tests, and binary logistic regressions to explore various factors related to microfinance access, repayment, and overall impact.

Schlüsselwörter (Keywords)

The research centers on microfinance, particularly its role in promoting socio-economic development in Northern India. Key themes explored include poverty reduction, gender equality, joint liability groups, and the challenges faced by microfinance recipients in accessing and repaying loans. The study also examines the outreach of microfinance in the region and the factors influencing loan applications.