Masterarbeit, 2015
116 Seiten, Note: 98%
This research paper aims to assess the awareness, understanding, and perceptions of non-Muslim students in selected northern universities of Malaysia towards Islamic banking products and services. The study also investigates the influence of demographic factors on these perceptions.
Chapter 1 provides an introduction to the study, outlining the background, problem statement, objectives, research questions, significance, scope, limitations, and definition of terms. Chapter 2 presents a comprehensive literature review on Islamic banking and finance, awareness of Islamic banking, understanding of Islamic banking, perception of Islamic banking, and demographic factors influencing these perceptions. Chapter 3 details the research methodology, including the research design, population and sampling, data collection methods, and data analysis techniques. Chapter 4 analyzes the data collected and presents the findings, including descriptive and inferential statistics. Chapter 5 discusses the findings and their implications, while Chapter 6 concludes the study and provides recommendations for future research and practice.
The primary keywords and focus topics of this research paper include awareness, understanding, perception, non-Muslims, demographic factors, Islamic banking, products, services, Malaysia, and higher education.
The goal is to examine the awareness, understanding, and perceptions of non-Muslim students at northern Malaysian universities regarding Islamic banking products and services.
The study found that the vast majority of respondents are generally aware of Islamic banking products, but they lack deep knowledge of the specific principles and Arabic terminology used.
The primary barriers identified are the sophisticated Arabic terms and a lack of clear understanding of how the system differs from conventional banking.
Yes, factors such as age, religion, and level of education showed significant differences in awareness and understanding, while gender did not play a significant role.
Managers should adopt better marketing policies to simplify terminology and enhance the understanding of Islamic financial products for non-Muslim clients.
The research found a significant relationship between understanding and awareness, suggesting that more information leads to better recognition of the services.
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