Barriers in implementing Micro Insurance. The self-employment sector in Sri Lanka

Inhaltsverzeichnis (Table of Contents)

• Chapter 01: Introduction of the study
• Introduction
• 1.1 Background of the study
• 1.2 Problem statement
• 1.3 Problem justification
• 1.4 Objectives of the Study
• 1.5 Significance of the study
• 1.6 Scope of the study
• Chapter 02: Literature review
• 2.1 Introduction
• 2.2 Willingness to pay/buy for insurance
• 2.3 Poor accessibility for insurance by rural communities
• 2.4 Affordability
• 2.5 Consumer trust/ confidence on micro insurance
• 2.6 Conclusion
• Chapter 03: Research Methodology
• 3.1 Introduction
• 3.2 Conceptual Framework
• 3.3 Research Hypotheses
• 3.4 Population
• 3.5 Sample
• 3.6 Data Collection
• 3.7 Statistical methodology
• Chapter 04:Data Presentation and Analysis
• 4.1 Profile of Respondents
• 4.2 Findings
• 4.2.1. Analysis of Independent variable 01 - Willingness to pay/buy for insurance
• 4.2.2. Analysis of Independent variable 02 – Accessibility for insurance by rural community
• 4.2.3. Analysis of Independent variable 03 – Affordability
• 4.2.4. Analysis of Independent variable 04 Consumer trust/Confidence in micro insurance
• Chapter 05:Discussions of Findings and Interpretation
• 5.1 Interpretation and discussion of hypothesis
• 5.2. Variable 01 - Willingness to pay/buy for insurance
• 5.3 Variable 02 - Accessibility for insurance by rural communities
• 5.4 Variable 03 - Affordability
• 5.5 Variable 04 - Consumer trust/ confidence in micro insurance

Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)

This study aims to identify the key obstacles or variables that impact the implementation of micro insurance programs, specifically within the self-employment sector of Sri Lanka. The study uses data from SANASA cooperative societies based in rural areas to explore how these barriers affect the success of micro insurance programs for lower-income groups.

• Barriers to micro insurance implementation
• Impact of micro insurance programs on lower-income groups
• Analysis of key variables affecting program success
• The role of consumer trust and confidence in micro insurance
• Accessibility and affordability of micro insurance programs in rural communities

Zusammenfassung der Kapitel (Chapter Summaries)

• Chapter 1: Introduction of the study provides an overview of the research topic, including the background, problem statement, justification, objectives, significance, and scope of the study.
• Chapter 2: Literature review examines existing research on the factors that affect the implementation of micro insurance programs, focusing on areas like willingness to pay, affordability, accessibility, and consumer trust.
• Chapter 3: Research Methodology details the conceptual framework, research hypotheses, population, sample selection, data collection methods, and statistical analysis techniques employed in the study.
• Chapter 4: Data Presentation and Analysis presents the findings of the study, including the profile of respondents and an analysis of the key independent variables.
• Chapter 5: Discussions of Findings and Interpretation provides a detailed interpretation and discussion of the research hypotheses, drawing on the analysis of the key variables.

Schlüsselwörter (Keywords)

The primary keywords and focus topics of this study include: micro insurance, self-employment, rural communities, Sri Lanka, accessibility, affordability, consumer trust, implementation barriers, willingness to pay, SANASA cooperative societies, lower-income groups, research methodology, data analysis.