FinTech Mergers And Аcquisitions. Specifics And Issues

Inhaltsverzeichnis (Table of Contents)

• INTRODUCTION
• FINTECH MARKETS..
• BigTech
• Digital Banking (BankTech) and Digital Currencies (CoinTech)
• Lending and Credit (LoanTech)
• Payment (PayTech)
• Securities and Investment (SecTech or TradeTech)
• Insurance (InsurTech) and Smart Contracts
• Data Analysis (DataTech)
• Regulatory changes (RegTech)
• MERGERS AND ACQUISITIONS STRUCTURES
• BUSINESS AND PLATFORM VALUATION
• MERGER CONTROL.
• COMMENTS AND CONCLUSIONS

Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)

This thesis examines the specifics of mergers and acquisitions in the FinTech sector, a field marked by its rapid growth and unique characteristics. The focus is on understanding the specificities of FinTech deals and the particular issues that arise for both buyers and sellers.

• The FinTech Landscape and its diverse branches.
• The drivers and motivations behind FinTech mergers and acquisitions.
• The valuation of FinTech businesses, including challenges related to cryptoassets.
• Merger control considerations in the FinTech sector.
• The impact of FinTech on traditional financial institutions and the need for adaptation.

Zusammenfassung der Kapitel (Chapter Summaries)

• INTRODUCTION: This chapter introduces the FinTech phenomenon, its impact on financial markets, and the evolution of the sector, outlining the emergence of various FinTech branches and the growth of start-up companies.
• FINTECH MARKETS: This chapter delves into the FinTech landscape, providing recent data and a global perspective on FinTech deals. It categorizes FinTech markets into eight major branches, including BigTech, Digital Banking, Lending and Credit, Payment, Securities and Investment, Insurance, Data Analysis, and Regulatory changes.
• MERGERS AND ACQUISITIONS STRUCTURES: This chapter addresses the drivers of mergers and acquisitions, highlighting both common factors and FinTech-specific motivations. It explores the unique concerns of buyers and sellers in FinTech deals, including regulatory and technological considerations. The chapter concludes with a practical due diligence checklist for FinTech transactions.

Schlüsselwörter (Keywords)

The key focus of this thesis is on FinTech mergers and acquisitions. The primary keywords include: FinTech, mergers and acquisitions (M&A), digital financial services, platform valuation, regulatory landscape, data privacy, open license software, AML/KYC, and market dynamics.