Critical factors influencing the adoption of Robo-Advisors

Inhaltsverzeichnis (Table of Contents)

• Critical Factors influencing the Adoption of Robo Advisors: An Empirical study of the Banking Industry in Germany
• 1. Introduction
• 1.1. Background of Robo Advisors
• 1.2. Robo Advisors in the German Banking Industry
• 1.3. Research Question and Hypothesis
• 2. Literature Review
• 2.1. Technological Determinism
• 2.2. Diffusion of Innovation Theory
• 2.3. The Adoption of Financial Technology
• 2.4. The Impact of Robo Advisors on the Banking Industry
• 3. Research Methodology
• 3.1. Research Design
• 3.2. Data Collection
• 3.3. Data Analysis
• 4. Results
• 4.1. Descriptive Statistics
• 4.2. Regression Analysis
• 5. Discussion
• 5.1. Implications for the Banking Industry
• 5.2. Limitations and Future Research
• 6. Conclusion

Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)

This research aims to investigate the key factors influencing the adoption of robo advisors in the German banking industry. It examines the current situation of robo advisor implementation by German banks and identifies crucial considerations for traditional institutions when integrating robo advisor solutions. The study utilizes a questionnaire survey to gather data from German bank employees, providing valuable insights into the decision-making processes related to robo advisor adoption.

• Impact of Robo Advisors on the Banking Industry
• Factors Influencing Robo Advisor Adoption
• Technological Integration of Robo Advisors
• Robo Advisor Adoption Strategies
• Implications for the Future of Banking

Zusammenfassung der Kapitel (Chapter Summaries)

• Chapter 1: Introduces the concept of robo advisors and their emergence in the financial technology landscape. It discusses the specific context of robo advisors in the German banking industry and outlines the research question and hypothesis.
• Chapter 2: Provides a comprehensive literature review examining relevant theories, including technological determinism, the diffusion of innovation theory, the adoption of financial technology, and the impact of robo advisors on the banking industry.
• Chapter 3: Outlines the research methodology used in the study, including the research design, data collection methods, and data analysis techniques.
• Chapter 4: Presents the results of the study, including descriptive statistics and regression analysis findings.
• Chapter 5: Discusses the implications of the research findings for the banking industry, highlighting key insights and potential challenges. It also acknowledges limitations and proposes areas for future research.

Schlüsselwörter (Keywords)

This research explores the adoption of robo advisors in the German banking industry, focusing on key factors influencing their integration. It examines technological determinism, diffusion of innovation theory, financial technology adoption, and the impact of robo advisors on traditional banking practices. The study analyzes the decision-making processes of German banks regarding robo advisor implementation, shedding light on crucial considerations such as technological integration, compatibility, and regulatory factors. The findings offer insights into the potential benefits and challenges associated with robo advisor adoption in the German banking context, contributing to a better understanding of the evolving landscape of digital financial services.