The COVID-19 pandemic and the asset allocation of private investors in Germany. An empirical study of the influence

Inhaltsverzeichnis (Table of Contents)

• Introduction
• Topical situation
• Objectives and approach
• Pandemic
• Definition & historical events
• COVID-19
• World Health Organization
• Private investors
• Asset allocation
• Definition
• Tactical versus strategical asset allocation
• Tactical asset allocation
• Strategical asset allocation
• Portfolio selection
• Investment components
• Investment guide
• Investment instruments
• Selection
• Savings book
• Call money & fixed deposits
• Stocks
• Funds
• Gold
• Real estate
• Research
• Research question
• Research method
• Kinds of research
• Quantitative research vs. qualitative research
• Selection for the study
• Research instruments
• Questionnaire fundamentals, advantages & disadvantages
• Observation fundamentals, advantages & disadvantages
• Selection for the study
• Questionnaire – structure & procedure
• Evaluation
• Evaluation method
• Results evaluation
• Participants & survey period
• Experience & know-how
• Investor profile
• Previous influence of COVID-19
• Future influence expectations
• Interpretation
• Critical review & discussion
• Critical review
• Discussion

Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)

This study aims to empirically analyze the influence of the COVID-19 pandemic on the asset allocation of private investors in Germany. The study investigates how the pandemic has impacted the investment decisions of private investors, considering their investment objectives, risk tolerance, and the specific investment instruments they utilize.

• The impact of the COVID-19 pandemic on investor behavior and decision-making
• The role of risk perception and risk aversion in shaping asset allocation strategies
• The influence of the pandemic on the choice of investment instruments
• The potential long-term implications of the pandemic on the asset allocation landscape
• The relationship between investor characteristics and their response to market volatility

Zusammenfassung der Kapitel (Chapter Summaries)

• Introduction: This chapter provides a general overview of the study, including the topical situation of the COVID-19 pandemic and its potential impact on private investors. It outlines the research objectives and the approach taken in this study.
• Pandemic: This chapter defines and explores the concept of a pandemic, examining historical events and the impact of the COVID-19 pandemic specifically. It also delves into the role of the World Health Organization in managing and responding to such crises.
• Private investors: This chapter explores the characteristics and motivations of private investors, setting the context for understanding their investment decisions.
• Asset allocation: This chapter defines and explains the concept of asset allocation, differentiating between tactical and strategic approaches. It further explores the process of portfolio selection and the key considerations involved.
• Investment components: This chapter delves into the specific investment instruments available to private investors, including savings books, call money & fixed deposits, stocks, funds, gold, and real estate. It provides a detailed overview of each instrument, highlighting its characteristics and potential benefits and risks.
• Research: This chapter outlines the research question and the chosen research method. It discusses different types of research, including quantitative and qualitative approaches, and explains the selection criteria used in the study. It also details the specific research instruments employed, such as questionnaires and observations, highlighting their advantages and disadvantages.
• Evaluation: This chapter focuses on the methods and results of the study. It describes the evaluation method used, outlines the key findings regarding the study's participants, and presents data on their experience, investment profile, and perceptions of the COVID-19 pandemic's influence on their investment decisions.

Schlüsselwörter (Keywords)

The central keywords and focus topics of this study include: COVID-19 pandemic, asset allocation, private investors, investment decision-making, risk perception, risk aversion, investment instruments, portfolio selection, market volatility, empirical research.